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Insurance for Destination Weddings


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If you are thinking for even a single moment about not getting insurance for your destination wedding, keep reading:

Your big day has been planned and all the details are set. One day before the wedding, a grease fire breaks out in the kitchen of your venue destroying everything in the building. Among the things that burned are all of your wedding favors, decorations and even your wedding gown because you just left them at the site for the set up of your wedding. Now, your wedding is going to have to be rescheduled, your items that burned will need to be re-purchased, and there are several bills that are going to come with all of this rescheduling.

Think it’s not possible? Think again. Sure, the odds are in your favor that everything will go off without a hitch. However, there are several stories of fires, hurricanes and other natural disasters ruining weddings. When the bride and groom have to reschedule and/or choose different venues and sometimes choose new vendors, they are left with the bill for all those fees. This is just for a regular wedding. When it comes to a destination wedding, even more costs can come up.

According to

“Wedding insurance protects a couple’s investment from circumstances beyond their control, and reimburses expenses incurred…A basic insurance policy that covers loss of photos, videos, attire, presents, rings, and deposits usually costs anywhere between $155 and $550, depending on the amount of coverage you want. General liability insurance, which covers up to $1,000,000 for accidents, costs around $185.”

Sure, $185 may seem like a lot of money up front, but when you are paying hundreds to thousands of dollars in rescheduling fees, you will wish you had paid that small insurance fee. If nothing else, it will give you peace of mind.

Start shopping for wedding insurance as soon as you set a date. Make sure you ask questions like what the policy covers in advance. Look into when the policy goes into effect and how long you will be covered. Find out what kind of insurance your vendors have as well. This may help you in deciding what kind of insurance policy you need.

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Image Name: Fire Photography